Paddle is a merchant of record and billing platform for software businesses. It handles payments, subscriptions, tax compliance, and fraud globally — meaning Paddle is the legal seller of record so you don't have to manage global VAT, sales tax, or payment rails yourself.
Best-in-class merchant of record model handles global tax compliance automatically — eliminates major operational burden for SaaS companies.
Dashboard is clean. Initial setup requires more configuration than Stripe for basic payments but simpler for global tax compliance.
Solid webhooks and API. Fewer native integrations than Stripe but covers key SaaS tools.
5% + $0.50 per transaction. Higher per-transaction fee than Stripe but includes all tax handling — saves significant compliance overhead.
Limited AI features. Some churn prediction and revenue analytics but not an AI-first product.
Good documentation, active community forum, and dedicated support for higher tiers.
Built for global SaaS scale. Handles multi-currency, 100+ payment methods, and enterprise volume without complexity on your side.